Auto Insurance as low as $89/MONTH!

Main Street Insurance Agency is a California-based insurance company located in Daly City. We are a leading provider of insurance services, proudly serving all of California.

4.9/5

Client Rating

5000 +

Drivers Protected

24/7

Support Available

A+ BBB

ACCREDITED Agency

Why Main Street Insurance Agency?

Custom auto coverage just for you

We understand that every driver's needs are different. That's why we offer a variety of auto coverage options tailored to fit your specific situation — giving you the protection you deserve at a price that works for your budget.

Competitive pricing

We partner with top insurance providers to make sure you get the best auto coverage at the best price. Our goal is to be the most trusted insurance choice in Daly City, California, and the surrounding areas.

Personalized service from real people

Our licensed agents are committed to giving you personalized service — always ready to answer your questions and guide you through the process. We're here to make sure you drive away with the right coverage and total peace of mind.

What Does Auto Insurance Cover?
Protect more than just your car — protect your finances, your time, and your peace of mind.

We help California drivers understand and choose the right coverage:

Liability Coverage

protects you if you are responsible for an accident

Collision Coverage

helps repair or replace your vehicle after an accident

Comprehensive Coverage

covers theft, weather damage, and unexpected incidents

Uninsured Motorist Coverage

protects you when the other driver has no insurance

If you are based in California, we will guide you step by step so you know exactly what you are getting — no surprises.

Is This Right for You?
This Is for California Drivers Who Want Real Protection at a Fair Price

You just bought a new or used car and need coverage fast

You're paying too much and want to lower your monthly rate

You're a first-time driver looking for affordable coverage

You want to bundle auto with home or renters insurance

You own a business and need coverage for company vehicles

You want a local agent you can actually call and talk to

Your current policy is about to renew and you want options

You simply want the right coverage without the runaround

Bottom line: If you drive in California, we can help you find the right auto coverage — at a price that makes sense for your life.

What Will It Cost?

Auto coverage that fits your budget — starting at $89/month

Most people assume good auto insurance is expensive. The reality? A solid policy can cost less than what you spend on gas in a week. We shop multiple top-rated carriers to find you the best rate — no guesswork, no pressure.

Your exact rate depends on your vehicle, driving history, and coverage needs. That’s why we take 5 minutes to understand your situation before giving you a number. No surprises. No hidden fees.

 
Auto coverage starting from

$89 / month

Rates vary based on your vehicle, driving history, and coverage selection. Call us for your personalized quote — it takes less than 5 minutes.
You Might Be Wondering...

Will this be expensive? I already have a tight budget.

That's exactly why we shop multiple carriers on your behalf. Our job is to find you the most coverage for the least cost. Plans start at $89/month and we'll never recommend more than you actually need.

Will I be pressured into buying something I don't need?

Never. Our agents are here to educate and advise — not push. You'll get a clear breakdown of your options and the final decision is always yours. No pressure, no hard sell.

How long does it take to get a quote?

Less than 5 minutes on the phone. Our licensed advisors ask a few quick questions about your vehicle and situation, then walk you through your options clearly. You could have a new policy the same day.

Simple Process
Get Your Auto Quote in 3 simple steps

1

Call a Licensed Advisor

Speak directly with a local licensed insurance advisor. They'll ask a few quick questions about your vehicle and driving history to understand your needs.

2

Review Your Options

Your advisor shops top carriers and walks you through auto coverage options that match your budget and situation — clearly and without jargon.

3

Drive Away Covered

Choose the plan that works for you. Get your policy set up the same day and hit the road knowing you're fully protected.

Client Stories
Trusted By California Famlies
Tamika Kelley/Hill profile picture
Tamika Kelley/Hill
02:06 17 Feb 26
I had concerns about my auto bill and Lester helped me out. He understood what my situation was and gave me different options on what I could do to make my insurance alittle cheaper. Lester was really friendly and helped out a lot. Thank you
Donovan Buchanan profile picture
Donovan Buchanan
19:34 16 Feb 26
Keiana Reed profile picture
Keiana Reed
18:52 16 Feb 26
Seth is amazing I appreciate him so much
April Oliveira profile picture
April Oliveira
20:10 13 Feb 26
had such a wonderful experience working with Melanie! She helped me get cheaper car insurance and lowered my deductible, which made a huge difference for me financially. She took the time to explain everything in detail, answered all of my questions, and never once made me feel rushed or overwhelmed.

Melanie was incredibly patient, informative, and genuinely cared about finding the best option for my situation. It’s rare to find someone who is both knowledgeable and kind, and she truly went above and beyond. I highly recommend her to anyone looking to save money and actually understand their coverage!
Mike Kidd profile picture
Mike Kidd
19:39 13 Feb 26
Seth was amazing...He did a great job at finding me the best prices with great coverage.He was very knowledgable about coverage and had a answer to all of my questions...He needs a raise !!!
Carla West profile picture
Carla West
01:08 15 Jan 26
Seth at Allstate was absolutely phenomenal. From the very first conversation, he was professional, patient, and incredibly reassuring during a stressful situation. He took the time to clearly explain my coverage options, answered every question without rushing me, and ensured my policy was active the same day.

What truly stood out was his responsiveness and genuine care. Seth didn’t treat me like just another policy number—he made sure I felt confident, informed, and fully covered. If you’re looking for an Allstate agent who is knowledgeable, dependable, and truly has your best interest at heart, I highly recommend Seth. Exceptional service from start to finish.
Margaret Rose profile picture
Margaret Rose
20:21 30 Dec 25
Seth worked with me over the course of a few days, giving me time to take care of a few financial issues I was dealing with. But he got the best coverage at the best price. He was very friendly and helpful. I appreciated all he did for while we decided on what worked best
for me. I would recommend Seth to my friends and family.
Sandy Torres profile picture
Sandy Torres
20:48 29 Dec 25
I had an excellent experience working with Lester. He provided outstanding customer service and truly took his time to make sure I understood all of my options. He helped me secure a great auto insurance policy and, in addition, walked me through a renter’s policy in clear, thorough detail so I felt confident in my coverage.

Lester is patient, knowledgeable, and genuinely cares about finding what’s best for his clients. I’m so glad I had him as my insurance specialist and would highly recommend him to anyone looking for someone they can trust.
Sandra Torres
Kevin Davis profile picture
Kevin Davis
01:37 26 Nov 25
First, let me say it was comfortable with Seth Perdue He was fast knowledgeable. I have called four other insurance companies for auto insurance and rental insurance. He was the fastest had the better price and went over everything several times with me to make sure what I want what I needed and explained it. Seth is a magazine and he’s your personal contact He listens to everything you Want and say about insurance, I have never met a wonderful agent, but he Is my agent now?now and I’m happy to have Seth Perdue I’m staying with Allstate because of Seth Perdue thank you for being my agent. You are amazing. Allstate picked a great guy. And forgot to say he also added Rental insurance for me at a very low cause goodbye State Farm forever Allstate I’m here because of Seth Perdue i’m very happy🫶🏻
clinton calvin profile picture
clinton calvin
22:40 30 Sep 25
I really appreciate the patience that Seth shown. He really helped me save a lot of money on car insurance. He was very detailed in relaying information thank you very much Seth
THE PEOPLE BEHIND THE POLICY

Our Team Members

When you call Main Street, these are the real people who pick up. Licensed, local, and genuinely invested in protecting your family.

Carol (Qiaofen) G.

customer service specialist

Talk to Carol

Mo B.

Licensed Sales Professional

Talk to Mo Belkheiri

Lester L.

Licensed Sales Professional

Talk to lester latour

Baudelio R.

Licensed Sales Professional

Talk to Baudelio Ramirez

Gina C.

Licensed Sales Professional

Talk to Gina Clemons

Gabby P.

Telemarketing Specialist

Talk to Gabby Pine

Danilo L.

Telemarketing Specialist

Talk to Danilo Lopez

Take the First Step
Find Out How Much You Could Save on Auto Insurance Today

It takes less than 5 minutes. No obligation. No pressure. Just a straight answer from a local agent who knows California.

Free auto insurance quote · California drivers only
Takes minutes. No obligation. No pressure.