Trusted by california Since 1989

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Get the protection your family deserves with coverage that fits your budget.

4.9/5

Client Rating

5000 +

Family Protected

24/7

Support Available

A+ BBB

ACCREDITED Agency

THE REAL QUESTION

If something happened to you tomorrow, would your family be financially prepared?

Life insurance isn’t about fear, it’s about protecting the people who depend on you. The right coverage
can help support your family’s income, everyday expenses, and future goals.

Mortgage
Rent
Groceires
Tution
Debt
Daily Expenses

No comimitment just clarity.

Help protect the people who matter most. Life insurance coverage can cost less than many people spend on coffee each month.

AVERAGE TERM LIFE POLICY COSTS LESS THAN

$30

Starting around $30 per month for healthy adults.

Frequently Asked Questions

What does home insurance typically cover?

Home insurance will help you protect your home, personal belongings, personal liability, and additional living expenses if your home becomes temporarily unlivable. Coverage, limits, exclusions, and availability vary by policy and carrier.

How much coverage do I need?

The right amount of coverage depends on your home, location, and personal situation. An agent can help review your options and determine coverage that fits your needs without overpaying.

Can I bundle home and auto insurance?

Bundling options depend on the insurance carrier and your individual eligibility. An agent can help review available options with you, or you may contact the insurance carrier directly for specific policy details.

How quickly can I get coverage?

Coverage timing depends on the carrier and property details. Some policies may start quickly, while others may require additional review or underwriting.

What if I need to file a claim?

If you need to file a claim, we can help guide you through the process and connect you with the appropriate claims department. Claims decisions and timelines are handled by the insurance carrier.

What Makes Main Street Insurance Agency Different?

Personalized protection without the hassle. We’re changing how home insurance should work.

Coverage That Fits Your Home

We help you choose coverage that actually matches your home and your needs.

Local California Expertise

We understand California homes, neighborhoods, and regulations, so your coverage is built with local insight in mind.

Fair, Competitive Rates

We help you find good coverage at a price that makes sense.

Clear and Honest Advice

No pressure and no confusing terms, just simple answers you can trust.

Get Covered in 4 Simple Steps

1

Call Us

Speak with a licensed agent who understands your neighborhood and needs.

2

Get a Quote

Receive a personalized quote designed around youer home and coverage needs. Clear pricing with no hidden fees

3

Choose Your Plan

Select the coverage level that fits your budget and protection needs.

4

You're Insured

Relax knowing your home is protected by a team that actually cares.

Why Choose Main Street?

Local, Licensed Agents

Our team understands local risks and regulations and helps you find coverage that fits your home.

Personalized Coverage Guidance

We take the time to understand your situation and help match you with coverage that makes sense for you.

Reliable Ongoing Support

We are here to help with questions, updates, and support throughout your policy.

Clear and Simple Coverage

Policies explained in plain language, so you can make confident decisions.

Ready to Protect What Matters

Join thousands of homeowners who trust Main Street Insurance. 
Speak with a licensed agent today.

Our Team Members

Carol (Qiaofen) Guan

customer service specialist

Talk to Carol

Mo Belkheiri

Licensed Sales Professional

Talk to Mo Belkheiri

Lester Latour

Licensed Sales Professional

Talk to lester latour

Gina Clemons

Licensed Sales Professional

Talk to Gina Clemons

Gabby Pine

Telemarketing Specialist

Talk to Gabby Pine

Baudelio Ramirez

Licensed Sales Professional

Talk to Baudelio Ramirez

Seth Perdue

Licensed Sales Professional

Talk to Seth Perdue

Danilo Lopez

Telemarketing Specialist

Talk to Danilo Lopez

Our Testimonials

Tamika Kelley/Hill profile picture
Tamika Kelley/Hill
02:06 17 Feb 26
I had concerns about my auto bill and Lester helped me out. He understood what my situation was and gave me different options on what I could do to make my insurance alittle cheaper. Lester was really friendly and helped out a lot. Thank you
Donovan Buchanan profile picture
Donovan Buchanan
19:34 16 Feb 26
Keiana Reed profile picture
Keiana Reed
18:52 16 Feb 26
Seth is amazing I appreciate him so much
April Oliveira profile picture
April Oliveira
20:10 13 Feb 26
had such a wonderful experience working with Melanie! She helped me get cheaper car insurance and lowered my deductible, which made a huge difference for me financially. She took the time to explain everything in detail, answered all of my questions, and never once made me feel rushed or overwhelmed.

Melanie was incredibly patient, informative, and genuinely cared about finding the best option for my situation. It’s rare to find someone who is both knowledgeable and kind, and she truly went above and beyond. I highly recommend her to anyone looking to save money and actually understand their coverage!
Mike Kidd profile picture
Mike Kidd
19:39 13 Feb 26
Seth was amazing...He did a great job at finding me the best prices with great coverage.He was very knowledgable about coverage and had a answer to all of my questions...He needs a raise !!!
Carla West profile picture
Carla West
01:08 15 Jan 26
Seth at Allstate was absolutely phenomenal. From the very first conversation, he was professional, patient, and incredibly reassuring during a stressful situation. He took the time to clearly explain my coverage options, answered every question without rushing me, and ensured my policy was active the same day.

What truly stood out was his responsiveness and genuine care. Seth didn’t treat me like just another policy number—he made sure I felt confident, informed, and fully covered. If you’re looking for an Allstate agent who is knowledgeable, dependable, and truly has your best interest at heart, I highly recommend Seth. Exceptional service from start to finish.
Margaret Rose profile picture
Margaret Rose
20:21 30 Dec 25
Seth worked with me over the course of a few days, giving me time to take care of a few financial issues I was dealing with. But he got the best coverage at the best price. He was very friendly and helpful. I appreciated all he did for while we decided on what worked best
for me. I would recommend Seth to my friends and family.
Sandy Torres profile picture
Sandy Torres
20:48 29 Dec 25
I had an excellent experience working with Lester. He provided outstanding customer service and truly took his time to make sure I understood all of my options. He helped me secure a great auto insurance policy and, in addition, walked me through a renter’s policy in clear, thorough detail so I felt confident in my coverage.

Lester is patient, knowledgeable, and genuinely cares about finding what’s best for his clients. I’m so glad I had him as my insurance specialist and would highly recommend him to anyone looking for someone they can trust.
Sandra Torres
Kevin Davis profile picture
Kevin Davis
01:37 26 Nov 25
First, let me say it was comfortable with Seth Perdue He was fast knowledgeable. I have called four other insurance companies for auto insurance and rental insurance. He was the fastest had the better price and went over everything several times with me to make sure what I want what I needed and explained it. Seth is a magazine and he’s your personal contact He listens to everything you Want and say about insurance, I have never met a wonderful agent, but he Is my agent now?now and I’m happy to have Seth Perdue I’m staying with Allstate because of Seth Perdue thank you for being my agent. You are amazing. Allstate picked a great guy. And forgot to say he also added Rental insurance for me at a very low cause goodbye State Farm forever Allstate I’m here because of Seth Perdue i’m very happy🫶🏻
clinton calvin profile picture
clinton calvin
22:40 30 Sep 25
I really appreciate the patience that Seth shown. He really helped me save a lot of money on car insurance. He was very detailed in relaying information thank you very much Seth